Have you ever found yourself caught up in the rain with no umbrella, wishing you were a little more prepared? You’re not at fault, you’re human; but don’t get stuck in regret wishing you had extra protection. What if you were with your loved ones? Wouldn’t you want to insure they don’t get drenched?
Did you know there is a way to protect from those unexpected rainstorms? An umbrella policy is a type of personal liability insurance that covers claims above what your homeowners, auto, or watercraft policy provides. This can shield you from unpredicted liability judgement.
Many high-risk situations have limited liability protection on your current policies. Risks can include inexperienced drivers, entertaining neighbors at a summer pool party, an unexpected incident with your pet, or just an accident. Without a personal umbrella liability policy, expenses beyond your auto/home/boat policy limits are your responsibility. Obtaining an umbrella policy will provide an extra layer of protection in case your standard liability coverage has gone down the drain.
Getting soaked is no fun. Murray and MacDonald Insurance Services offer affordable personal umbrella policies. This coverage provides increased limits of liability ranging from $1,000,0000 to $100,000,000. The average umbrella cost is $5 to $6 per week. Its purpose is to protect you and your assets from the everyday financial consequences of unforeseen liability claims that can happen. Contact us if you want to learn more about this important protection.