Hurricane Season: Siege Of The Storm

Blog Post by Douglas MacDonald, President, CPCU, CIC, CRM

Each year, hurricane season (June-November) presents a significant risk to homeowners. Just because you’re not on the coast, does not mean you’re safe from the siege of the storm.

Here are a few preparation tips that may save you and your loved ones.

• Plan Your Evacuation – Have an evacuation plan on how you will leave and where you will go.
• Print Important Items – Make copies of emergency phone numbers, insurance cards, and ID’s. Take it a step further by placing them in a waterproof container.
• Protect Your Vehicle – Keep your vehicle away from trees and other objects that could fall and cause harm.
• Get Emergency Supplies – Prepare a supply of nonperishable food, bottled water, medicine, flashlights, and pet supplies. Additionally, make sure to fill your gas tank and refill prescriptions.
• Keep Your Cellphone Charged – If a Hurricane is forecast, have your phone ready and purchase back up charging devices to power electronics.
• Detail Your Possessions – Create a list of your belongings containing photos. Review your homeowner’s policy with an insurance expert to ensure you have adequate coverage for key items.
• Stay Out of Flood Water – Do not walk or drive in storm water. Stay away from fallen powerlines.

A risk advisor can provide educational advice on the dangers of catastrophic events and inform you on how to keep your assets properly protected. Please reach out for a complimentary review of your insurance. Cal/Text 800-800-8990 or visit us at www.riskadvice.com