Whether you work in the marine industry as a charter boat operator, commercial fisherman, or simply try to spend as much free time as you can with friends and family on your boat, Murray and MacDonald can match you with the marine or boat owners insurance coverage you need.

Why You May Need Boat Owners Insurance:

Boat owners insurance covers damage to your watercraft, personal liability, medical payments and uninsured boat owners. A boat owner’s policy is designed to protect your personally owned watercraft against physical damage and protect the owner and operator against liability related claims. You can also obtain coverage for Non Owned and Hired Watercraft liability for renting a boat when on vacation to extend liability protection to that rented vessel.

Why You May Need Marine Insurance:

If you operate a marine based business on Cape Cod or near the coast, marine insurance can protect your commercial venture and  cover damage or theft of goods either on the water or while in transit on land.   

A benefit of carrying ocean marine insurance is the coverage it provides for goods shipped via aircraft or watercraft, including potential losses caused by third parties. Murray and MacDonald’s risk managers have expertise in working with marine based businesses, and can custom-tailor a product to meet your unique needs.